Tata Capital IPO 2025: Key Details on India’s Most Anticipated IPO

Published On: 05/10/20252.5 min read

Tata Capital IPO 2025: Key Details on India’s Most Anticipated IPO

The Tata Capital IPO, expected in October 2025, is a highly awaited financial offering from one of India’s leading non-banking financial companies (NBFCs). With a strong reputation and robust parent company backing, investor interest is significant. This article dives into the detailed specifics of the Tata Capital IPO that every investor should know.

Company Overview

Tata Capital Limited, established in 2007, is a subsidiary of Tata Sons Private Limited and operates within the diversified financial services sector in India. The company offers a wide range of financial products including home loans, personal loans, business loans, and wealth management services. With its headquarter in Mumbai, Tata Capital aims to provide innovative financial solutions—from retail to corporate financing—making it a preferred choice for many.

IPO Details

  • IPO Type: Mainline IPO
  • Issue Size: Approximately ₹4,000 to ₹4,642 Crore (exact figures pending finalization)
  • Price Band: ₹310 to ₹326 per equity share
  • Lot Size: 45 shares
  • Grey Market Premium (GMP): ₹20 (subject to market fluctuations)
  • Open Date: October 6, 2025
  • Close Date: October 8, 2025
  • Listing Date: Expected on October 14, 2025

IPO Objectives

The funds raised from the IPO will be primarily used for enhancing the company’s capital base, making new investments focused on business growth, and also repaying existing loans. This will elevate Tata Capital’s position in the highly competitive financial market.

Pre-IPO Placements

Before the public offer, Tata Capital secured commitments from major institutional investors, indicating strong confidence in their business model and growth potential.

Financial Highlights

  • Revenue: ₹9,000 Crore in FY 2023
  • Net Profit After Tax (PAT): ₹1,200 Crore in FY 2023
  • Return on Equity (ROE): 15% for the same fiscal year.
  • Growth of revenues by 15% and PAT by 20% over the last three years.

Peer Comparison

Compared with its peers in the NBFC sector, Tata Capital shows strong performance metrics with a market capitalization of ₹40,000 Crore, a PE ratio of around 30, and ROE substantially competitive relative to similar firms.

Strengths

  • Strong brand recognition from the Tata group.
  • Diverse portfolio of financial products catering to various market segments.
  • Technological integration enhancing customer experience.

Risks

  • Increased competition in the financial sector.
  • Regulatory challenges and compliance costs.
  • Market volatility impacting financial performance.

Expert Verdict

Given the strong backing of the Tata group and Tata Capital’s excellent financial fundamentals, the IPO is likely to attract significant interest from both institutional and retail investors. However, staying mindful of the associated risks is essential.

Subscription Status

The subscription status will be made available following the launch on October 6, however, anticipations are high regarding both QIB and NII participation owing to vibrant market sentiment.

Allotment & Listing Timeline

  • Allotment Date: Expected on October 12, 2025
  • Refunds Processed: October 13, 2025
  • Listing Date: October 14, 2025

FAQs

  • How can I apply for the Tata Capital IPO? You can apply through your bank or broker offering IPO services.
  • What is the minimum investment requirement? The lot size is 45 shares, so the minimum investment will be approximately ₹13,950 to ₹14,670.
  • When will the IPO be listed? The listing is expected on October 14, 2025.

How to Apply

To apply for the Tata Capital IPO, visit Kotak Securities or your preferred broker’s IPO section.

Latest News

Investor Education

IPO for Beginners: Understand How Initial Public Offerings Work

New to IPOs? Learn how Initial Public Offerings work, their benefits, risks, and how you can invest smartly in upcoming public companies.

Investing in an Initial Public Offering (IPO) can be an exciting opportunity for investors. IPOs offer a chance to get in on the ground floor of a company’s growth potential. This guide will provide you with the basics of IPO investment, including its benefits, risks, and why companies choose to go public.

Introduction to Mutual Funds: A Beginner’s Guide to Smart Investing

Explore how mutual funds help diversify your investments. This beginner’s guide explains types, benefits, and key tips for mutual fund investing.

Mutual funds have become a popular investment choice for individuals seeking to diversify their portfolios and achieve their financial goals. For beginners, understanding the basics of mutual funds is the first step towards making informed investment decisions.

Stock Market Basics: A Beginner’s Guide to Investing in Shares

Learn how the stock market works, why it's essential to the economy, and how you can start trading confidently as a first-time investor.

The stock market is often described as the backbone of modern economies. It’s a dynamic platform where individuals and institutions come together to trade shares of publicly listed companies. For beginners, the stock market might seem like a complex and intimidating space, but in reality, it’s a structured marketplace that fuels economic growth and provides opportunities for wealth creation.